Know in five seconds whether you're OK this month.
Perfinia brings every account, card, loan, ISK and pension your household has into one calm overview. Built for Swedish banks, BankID and payday, on iPhone and Android.
Perfinia can only read. It can never move money. In private beta.
One number first
Safe to spend until payday, before any chart. Over pace shows in calm amber, never alarm red.
Never categorise a coffee twice
Perfinia guesses, you swipe to confirm, and it learns. The review inbox empties in seconds.
Nordic by design
BankID, payday periods, Swish, Klarna, CSN, ISK and tjänstepension, as Swedes actually use them.
A walk through Perfinia
Home, the review inbox, budgets, net worth, cash flow, the monthly recap and the assistant, recorded in the iOS Simulator with the built-in sandbox bank: a synthetic Svensson household with 18 months of transactions.
Video without sound, 48 seconds.
Swipe right to confirm
New transactions arrive with Perfinia's best guess. "Looks right" teaches it the merchant, "Change" teaches it a rule. The raw bank text stays one tap away, never in your face.
Streaks for an empty inbox
Mortgage, ISK and pension on one line
Avanza, Nordnet, the bank and the mortgage lender together. Holdings in your ISK and tjänstepension, unrealised gains, and a one-sentence summary for screen readers. Every chart also has a "Show as table" view.
Answers from your own numbers
Ask "How much did we spend on eating out?" and get an answer that cites the transactions behind it. The assistant politely declines investment and credit advice.
Shared where you want, private where you don't
Invite your partner with iCloud sharing on iPhone or a code everywhere else. Each account is Shared or Private, and the rule is enforced in one place in the code.
More screens
Privacy in public
Long-press to hide balances everywhere, including widgets: every amount shows •••• kr.
The app-switcher snapshot is blurred and notifications stay discreet.
Read-only, always
Bank access goes through licensed PSD2 aggregators. Perfinia can read balances and transactions; it has no way to move money. Consent tokens are encrypted on the device.
Calm, never shaming
"You're 300 kr over on eating out. Want to move some from Fun?" Plain words, a number and a suggestion. No warnings, no guilt.
Accessible by default
Text scales to 200 %, colour is never the only cue, and every chart can be read with VoiceOver, TalkBack or as a table.
Curious how it's made?
One TypeScript codebase, a pure domain core, Cloudflare at the edge and a design system that CI enforces.